An innovative American financial technology company that pioneered the point of sale finance industry by providing a quick, transparent, and more inclusive lending alternative to consumers decided it was time to rethink its fraud prevention strategy.

Fraudsters were using synthetic identities to mass register new fake accounts and then requesting loans that were never paid back. Additionally, high rates of account takeovers and promotion/benefit abuse indicated that the client had outgrown its insourced fraud model.

Instead of just adding authentication measures and increasing friction for its customers, this company decided to solve the well-known industry tradeoff between customer experience and fraud prevention with machine learning.

A large C2C marketplace improved operational efficiency by 20x

AI-Powered Consumer Lending Fraud & Risk Prevention Platform

DataVisor is the world’s leading AI-powered Fraud and Risk Platform that delivers the best overall detection coverage in the industry. With an open SaaS platform that supports easy consolidation and enrichment of any data, DataVisor’s solution scales infinitely, enabling organizations to act on fast-evolving fraud and money laundering activities as they happen in real-time. Its patented Unsupervised Machine Learning technology, combined with its advanced device intelligence, powerful decision engine, and investigation tools, provides a guaranteed performance lift from day one.


Achieved a 41% reduction in hurt ratio, a measure of false positives.

Artificial intelligence can help your business rethink the old tradeoff between customer friction and fraud prevention.

Read this case study to learn how an innovative fintech lender in the point of sale finance industry:

Detected 320+ fraud rings in 6 months of transactions, some of them related to over $80k in losses per syndicated attack.

Gained a 5x estimated review efficiency improvement.

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"DataVisor’s machine learning solution is the most critical component of our fraud defense as we grow in digital space, helping us minimize customer friction while defeating fraud risk."

Richard Cooney

Head of Fraud Strategy