Stop Fraudulent Applicants
without Disrupting Legitimate
ones
Detect fraudulent applicants for cards, loans, and BNPL products. Prevent downstream financial losses and unnecessary manual reviews while minimizing friction for legitimate users.


Proven Results for Account Takeover Fraud Solution
Client: Top US Card Issuer
25%Additional Fraud Captured
Real-time detection system to stay ahead of evolving fraud patterns.
$6MOperation Savings
Boost review and decision with link analysis, smart investigations, auto decisions and bulk actions.
$18MFraud Loss Savings
Mitigation of big losses from third-party and synthetic fraud.
You Have Challenges, We Have Solutions
Blind Spots
Limited account data
Comprehensive view. Accurate risk scoring
Effortless integration with third-party signals to build comprehensive customer profiles, with data from breaches, dark web, device intelligence and behavioral biometrics.
False positives
Negative customer experience
Fewer disruptions, Happier customers
AI Co-pilot automatically suggests rule improvements to reduce false positives, keeping the system up-to-date with evolving fraud patterns.
Emerging tactics
New unknown fraud patterns
New threats unveiled, Reduced fraud losses
Patented unsupervised machine learning identifies new fraud patterns, including sophisticated and coordinated attacks
Delayed decisioning
Lack of infrastructure
Faster decision, Improved detection
Agile real-time decisioning platform that integrates rules,
machine learning models and policies to enable real-time responses.
Manual reviews
Increased operational costs
Cost Savings, Optimized workflows
Auto-decisioning capabilities and bulk actions streamline
reviews, reducing investigation time and improving efficiency by 5x.



Datavisor has demonstrated an unwavering commitment to our enterprise success by seamlessly integrating their risk detection scores into our online-decisioning. Utilizing DataVisor’s innovative machine learning approach and robust fraud prevention platform, we were able to increase our own real-time fraud prevention.

Comprehensive Protection
Against All Types of Application Fraud
DataVisor’s Artificial Intelligence-powered platform handles all types of fraud in application processes in real time to protect financial institutions. The solution covers account openings and credit applications, including credit cards, buy-now-pay-later (BNPL), and loans.
First-Party Fraud
The true name person uses their real information for identity verification, while applying for credit or loans, but they may exaggerate or fabricate their income and/or financial information.
Third-Party Fraud
Fraudsters use the victim’s PII to apply for financial products. The type of fraud usually associated with data breaches.
Synthetic Identity Fraud:
Fraudsters create fake identities using partially or fully fabricated personal information, often combining fake names and IDs with stolen Social Security Numbers. This fraud involves:
Creating Synthetic Identities:
Combining real or fake details to establish a credit record.
Building Credit History:
Using the fake identity to appear legitimate by applying for credit and maintaining good payment history.
Bust Out:
Maxing out credit and loans with no intention of repayment.
Credit Washing:
Attempting to erase derogatory information from credit reports by falsely claiming to be a victim of identity theft.
Complete Protection for Your
Organization & Customers
Account Onboarding
Minimize Onboarding Delays, Maximize Revenue.
Check Fraud
Stop first and third-party check and deposit fraud.
ATO Prevention
Protect customer accounts from takeover attempts
ACH and Wire Fraud
Combat financial crime in electronic fund transfers
Card Fraud
Block bad payments and reduce false declines.
AML Compliance
Manage BSA/AML programs and limit risk exposure
