Reduce Customer Friction

Let trusted customers move faster—and challenge real risk

DataVisor recognizes trusted activity using identity, device, behavior, and relationship context—so low-risk logins, applications, and payments can move with less friction while challenges, holds, and lockouts apply when risk warrants.

See proportional decisioning in action.

What You Can Accomplish

What you can accomplish with DataVisor

Trusted Recognition

Recognize trusted customers with confidence

Distinguish trusted activity from suspicious behavior using broader context.

Seamless Approvals

Let low-risk activity flow

Let low-risk activity move through smoothly, reserving stronger controls for higher risk.

Targeted Controls

Reserve friction for real risk

Use step-up, hold, block, or review only when risk warrants it.

Layered Intelligence

Context that matches action to risk

Identity and risk signals, dEdge, behavioral intelligence, customer and account history, Knowledge Graph, rules, supervised and unsupervised machine learning, decisioning, and analytics for approval and friction metrics.

How It Works

The right action for every customer moment

1

Collect customer, device, behavior, account, transaction, and relationship signals.

2

Compare the current event with trusted history and peer context.

3

Evaluate risk using the appropriate strategy and threshold.

4

Return approve, step-up, hold, decline, or review and monitor the effect on fraud, approval, and friction.

Product Proof

Three events, three proportional responses

See a trusted event pass with low friction, an ambiguous event receive targeted step-up, and a high-risk event held with explainable reasons.

Trusted: approve
Ambiguous: step-up
High-risk: hold
Explore proportional decisioning.
Proportional Decisioning

Decisions proportional to real risk

DataVisor combines trusted and risk signals across identity, device, behavior, history, and relationships—so each decision matches the actual risk and applies controls proportionally.

Coverage

Reduce friction across the customer lifecycle

Digital login Account recovery Onboarding Card authorization ACH and wire transfers Instant payments P2P transfers Customer or payment screening
Connected Platform

Connect risk to every customer touchpoint

Identity & Risk Signals, dEdge, Data Orchestration, Knowledge Graph, Rules & Features, machine learning, Real-Time Decisioning, authentication and customer systems, and Case Management.

FAQ

Common questions

Does reducing friction mean removing fraud controls?

Reducing friction means applying risk-based controls precisely—trusted customers move faster while risky activity receives the right intervention.

How is customer friction measured?

Customer experience and fraud prevention are measured together, using approval rate, challenge rate, false declines, holds, lockouts, and abandonment alongside loss metrics.

Where does DataVisor reduce friction?

Across login, account recovery, onboarding, card authorization, ACH, wire, instant, and P2P payments, and customer screening.

Start With Your Customer Journeys

Find your friction points

Get a customer-friction assessment focused on approval rate, challenge rate, false declines, holds, lockouts, and abandonment.