Solutions

Crime moved to machine speed. Most defenses still run on batch time.

Attacks are launched, scaled, and completed in the time it takes a nightly job to queue. When the money is gone before the alert is written, detection accuracy stops mattering — only detection timing does. DataVisor decides in milliseconds, on every event.
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Al Agents for Fraud & AML

The First Conversational Al Agents for Fraud & AML

From real-time fraud detection to AML compliance, DataVisor's Al agents help teams create, optimize, investigate, and report in one complete platform.

Three Clocks You Have to Beat

<100ms
To Decide
Rich features computed and scored in under 100 milliseconds at 15,000+ queries per second — instant decisions even at peak volume.
5 min
To Adapt
Deploy new detection strategies across channels in minutes instead of release cycles.
20–30x
Fraud Loss Savings
Faster investigation through AI alert triage and guided review, with greater consistency.
You have
Challenges
We have
Solutions
1
Detection that arrives after the loss
Batch scoring, overnight jobs
Score every event as it happens
Real-time monitoring across payments, logins, applications, and transactions — features computed and decisions returned in under 100ms, before the event completes rather than after it settles.
2
Latency budgets that force you to choose
Speed or sophistication, not both
Full-depth analysis inside the SLA
A cloud-native architecture processing 15,000+ queries per second runs graph lookups, device signals, and machine learning models within the same millisecond window — no stripped-down "fast path."
3
Strategy changes that take weeks
Attacks change in days
New logic live in minutes
Build, test against recent data, and deploy rules and features through AI agents — collapsing a release cycle into a conversation.
4
Alert volume that outpaces your team
Machine-speed attacks, human-speed queues
Triage at the same speed as detection
AI agents prioritize and cluster alerts, explain why each one fired, and recommend a decision — cutting investigation time 20–30x while improving consistency.
5
Channels that each decide alone
No shared context in the moment
One decision with full context
A unified platform and shared knowledge graph mean every real-time decision is informed by activity across onboarding, ATO, card, check, payments, and AML — not just the channel in front of it.
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"DataVisor lets us deploy fraud strategies in just five minutes, anticipating future challenges and keeping us a step ahead."
Maxim Spivakovsky
Sr. Director, Global Payments Risk Management
Galileo

Where Real-Time Crime Outruns Traditional Defenses

Real-time crime isn't one attack type — it's what happens when attackers automate and your controls don't. Below are the places where the gap between attack speed and decision speed turns directly into loss.
Irrevocable Payments
Instant payment rails clear in seconds and settle with no clawback window. The review step that used to sit between authorization and settlement no longer exists — the decision has to happen inside the transaction or not at all.
Automated Credential and Card Testing
Bots validate stolen credentials and card numbers thousands of times per minute, then pivoted the moment a threshold blocks them. Velocity rules tuned for human-scale abuse trigger long after the viable accounts have been identified.
Coordinated Burst Attacks
Fraud rings hit hundreds of accounts simultaneously to stay under per-account thresholds and finish before the pattern is visible in any single record. Only cross-entity correlation computed in real time exposes the coordination while it's happening.
Rapid Fund Layering
Proceeds are moved through mule networks across accounts, institutions, and rails within minutes of the initial fraud. By the time a batch AML process flags the typology, the funds have exited — making real-time monitoring a recovery issue, not just a compliance one.
Real-Time Social Engineering
Scams now run live: the victim is on the phone while the transaction is authorized, defeating every control that relies on the customer as a checkpoint. Detection has to come from behavioral and session signals in the moment, not from confirming intent.
Same-Session Account Takeover
Credential stuffing, device swap, contact-detail change, and payout can all occur inside a single session. Controls that evaluate these events independently, or on a delay, never see the sequence.

The Same Operator Is Hitting Every Channel You Monitor Separately

Polymorphic crime doesn't respect your org chart. The synthetic identity that clears onboarding funds a fraudulent loan, tests cards, deposits an altered check, and moves proceeds through the payment rails — and each of those teams sees an isolated, unremarkable event. Siloed tools guarantee that the pattern is only visible in hindsight.

DataVisor unifies detection across onboarding, applications, ATO, card, check, ACH and wire, and AML on one platform, with a shared knowledge graph across every entity. The correlation your teams can't see across systems is native to ours.
Real-time data orchestration
Structured and unstructured data from internal systems and third-party sources unified as it arrives, for full context at decision time.
Features computed in-flight
Behavioral and velocity features calculated in under 100ms rather than pre-aggregated hours earlier.
‍
Graph analysis in the decision path
Cross-entity linking runs as part of the decision, not as an after-the-fact investigation tool.
‍
Elastic at peak
Cloud-native multitenancy holds performance at 15,000+ QPS with strict data isolation and no trade-offs.
Explainable in the moment
Every real-time decision carries plain-language reasoning and a complete audit trail.

Complete Protection for Your
Organization & Customers

ACH and Wire Fraud
Combat financial crime in electronic fund transfers

Application Fraud
Balance risk in account onboardings and loan applications.
ATO Prevention
Protect customer accounts from takeover attempts
Card Fraud
Catch counterfeit, CNP, and card testing attacks in milliseconds to safeguard cardholders and reduce losses.
Check Fraud
Stop first and third-party check and deposit fraud.
AML Compliance
Manage BSA/AML programs and limit risk exposure

Ready to Decide in Milliseconds?

Our experts are here to help. Talk with a specialist about closing the gap between how fast crime moves and how fast you can act.
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