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Stop risky ACH payments before release
DataVisor evaluates ACH credits and debits against sender, beneficiary, device, session, account, and network context in real time—so institutions can detect unauthorized and authorized payment fraud and clear lower-risk payments with less manual review.
See real-time ACH decisioning in action.
What you can accomplish with DataVisor
Evaluate every transfer in context
Assess sender, beneficiary, account, device, session, and transaction context before release.
Cover unauthorized and authorized fraud
Detect both unauthorized transfers and authorized payment fraud in one workflow.
Decide and investigate in one flow
Return approve, decline, hold, review, or verification actions and connect results directly to investigations.
See the full context behind every ACH transfer
Transaction, customer, beneficiary, device, behavioral, account, historical, and network intelligence combine with rules, machine learning, Knowledge Graph, and real-time decisioning.
From ACH initiation to a confident decision
Receive the ACH event with customer, account, device, beneficiary, and transaction context.
Enrich and compute velocity, behavioral, relationship, and risk features.
Evaluate the event against rules, models, and network intelligence.
Return a decision and route related activity to case or investigation workflows.
Follow a risky transfer to resolution
See an ACH transfer to a new beneficiary with an abnormal session and linked accounts—through risk reasons to an approve, hold, or review action.
Move beyond static limits and batch review
DataVisor evaluates ACH activity across customer, session, device, beneficiary, account, and network signals—rather than relying on transaction amount or static limits alone.
Protect every ACH flow
Connect ACH to every layer of intelligence
Integrate ACH and core payment systems through APIs and batch files with dEdge, Identity & Risk Signals, Knowledge Graph, Rules & Features, machine learning, Real-Time Decisioning, Case Management, and postback workflows.
Common questions
What is ACH fraud?
ACH fraud includes unauthorized ACH activity, credit-push fraud, account takeover followed by transfers, payroll redirection, suspicious account validation, and coordinated mule activity.
How does DataVisor support Nacha requirements?
DataVisor supports risk-based monitoring and intervention aligned to your institutional policy.
Keep good payments moving
See payment initiation, beneficiary risk, decisioning, and investigation workflows for ACH.