Card Fraud Prevention

Stop emerging card attacks while improving approval quality

DataVisor adds device, behavioral, merchant, and network context to every authorization and pairs known-pattern models with unsupervised detection—so emerging attacks surface earlier and legitimate transactions face fewer unnecessary declines.

See context-rich card decisions in action.

What You Can Accomplish

What you can accomplish with DataVisor

Complete Detection

Detect known, emerging, and coordinated attacks

Pair known-pattern detection with unsupervised machine learning to catch new attack patterns early.

Approval Quality

Approve with greater confidence

Improve approval quality with context-rich risk decisions.

Policy-Driven Routing

Route every transaction by policy

Approve trusted activity, decline clear fraud, step up, or investigate based on portfolio and channel policy.

Layered Intelligence

Approve more good transactions with richer context

Real-time transaction scoring, rules, supervised and unsupervised machine learning, dEdge device and behavioral signals, Knowledge Graph relationships, identity and account context, and case workflows.

How It Works

From authorization request to decision

1

Ingest card, merchant, customer, account, device, and session signals.

2

Compute behavioral, velocity, reputation, and network features.

3

Evaluate multiple detection layers in a single strategy.

4

Return approve, decline, step-up, review, or another action and retain the decision trace.

Product Proof

See a card decision in full context

Follow a card-not-present or digital-wallet event with device, merchant, account, behavioral, and network context—through the decision trace and case workflow.

CNP or digital-wallet event
→
Context
→
Decision trace
→
Case workflow
Explore a card authorization decision.
Known and Emerging Detection

Context-rich scoring across every channel

DataVisor combines transaction scoring with device, behavior, customer, merchant, account, and network context—and pairs known-pattern models with unsupervised detection for emerging attacks.

Coverage

Protect every card channel

Card-not-present and card-present fraud Card testing BIN enumeration Stolen credentials Counterfeit or cloned cards Digital-wallet abuse Account takeover Coordinated card fraud
Connected Platform

Connect card decisions across your ecosystem

Integrate issuer, processor, merchant, payment, identity, device, customer, and case-management systems through APIs and postbacks—powered by dEdge, Knowledge Graph, Rules & Features, machine learning, and Decisioning.

FAQ

Common questions

What is card fraud?

Card fraud includes card-present and card-not-present fraud, stolen credentials, card testing, BIN enumeration, counterfeit or cloned cards, digital-wallet abuse, and coordinated attacks.

Does DataVisor meet card authorization latency requirements?

Yes. DataVisor makes real-time decisions designed for authorization speed.

How does DataVisor improve approval rates?

By adding device, behavior, customer, merchant, and network context to every decision, DataVisor separates legitimate activity from fraud more precisely—reducing false declines.

See Card Protection Live

Grow approvals while reducing fraud

See a card decision built around your portfolio, payment channels, approval-rate goals, and operational workflow.