Protecting the Consumer Journey: Combining Device and Transaction Intelligence to Stop Scams and ATO
Length: 30 minutes
In this session, we explore how to combine device intelligence with user behavior data and transaction analysis to build a stronger defense against scams and account takeovers (ATO).
You’ll learn how leading organizations are leveraging these complementary data sources to:
- Combine device and transaction intelligence
- Leverage device and behavior biometrics in screening flow for every step of the consumer journey
- Stop scammers before damage is done




Meet the Speakers

Lan Zhang
Lan is a seasoned fraud prevention leader with deep expertise in building and executing end-to-end fraud strategies across payment networks and e-commerce merchants.
She has led key initiatives at Discover, PULSE®, and Radial Inc., where she combined analytics, data science, and advanced fraud platforms to protect customers while enabling seamless user experiences. Passionate about tackling financial crime through systematic, data-driven approaches, Lan brings extensive experience leveraging rule engines, machine learning models, and collaborative partnerships.
Lan now leads the strategy and operations behind innovative fraud solutions to combat emerging threats at scale.

