Intelligence Center
Ebooks and Whitepapers

Real-Time Payments, Real-Time Risks

What’s inside?

Includes Our Fraud Readiness Checklist

Real-time payments (RTP) are transforming the way money moves—but they’re also opening the door to faster, harder-to-stop fraud. With RTP volume projected to grow 600% from 2020 to 2025, financial institutions must rethink fraud strategies for this new era.

In this whitepaper, you’ll gain insight into RTP trends, emerging fraud vectors, and how DataVisor’s AI-driven platform enables proactive, real-time protection. Most importantly, you’ll get access to our Fraud Readiness Checklist to evaluate if your organization is prepared.

  • Trends & Threats: Understand what’s fueling RTP growth—and what that means for fraud risk.
  • Modern Prevention Tactics: See how DataVisor enables real-time fraud detection without slowing down payments.
  • Exclusive Checklist: Use our 2-minute fraud readiness checklist to assess your current strategy and identify key gaps.

Overview

The Role of Machine Learning in Fraud Detection

Fraud detection is no longer about spotting needles in haystacks, but anticipating where the needle will appear next. Fraudsters are relentless innovators, leveraging technology to exploit weak spots in ways that can overwhelm traditional detection systems.

Machine learning is a game changer in the fight against fraud. Unlike static rule-based systems, machine learning thrives on complexity, analyzing millions of transactions to uncover hidden patterns and anomalies.

Whether it is detecting coordinated fraud rings or identifying subtle deviations in user behavior, machine learning empowers businesses not just to react, but to proactively prevent fraud before it causes damage.

Machine learning models have revolutionized fraud detection by:

  • Detecting complex patterns
  • Adapting to emerging threats
  • Reducing false positives
  • Handling fraud detection at scale

What Are Out-of-the-Box and Custom Models?

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Who Should Read This

This whitepaper is built for fraud, compliance, risk, and product teams at banks, fintechs, and payment processors who want to stay ahead of RTP-related threats.

Download the Whitepaper & Checklist

Assess your RTP fraud readiness—and get the strategy to match.

Year-After-Year,  
the Industry’s Choice

About DataVisor

DataVisor is the AI-native real-time decisioning engine for fraud and financial crime prevention.
As AI transforms both fraud attacks and fraud defense, DataVisor helps financial institutions, payment providers, and digital businesses detect, investigate, and stop sophisticated and previously unseen threats in milliseconds across billions of transactions. Combining adaptive machine intelligence, consortium intelligence, and emerging agentic AI capabilities, DataVisor enables organizations to modernize fraud operations, improve customer experience, and stay ahead of rapidly evolving financial crime. DataVisor is trusted by leading financial institutions, payment innovators, Fortune 500 enterprises, and digital businesses worldwide.