What’s New in PSD2: A Guide for Banks, Merchants and Providers

Read this essential guide to learn:

Why PSD2 is the gateway to customer-centric banking and merchants
Where the market stands today, following the acceleration of digital banking and commerce
How reducing SCA friction with machine learning creates competitive advantage
What to expect next from PSD2

PSD2 seeks to eliminate a perceived monopoly across European banking and payment sectors and level the playing field for large and small financial institutions and merchants. While some preparation is necessary, PSD2 offers a great opportunity to build and maintain customer trust and confidence by protecting customer data and reducing friction across the account lifecycle.

In this guide, we examine the new standard and its impact on financial institutions and explore how a 2-part solution that blends Open Banking and Strong Customer Authentication (SCA) can help you rise to the challenge of PSD2.

About DataVisor

DataVisor is the AI-native real-time decisioning engine for fraud and financial crime prevention.

As AI transforms both fraud attacks and fraud defense, DataVisor helps financial institutions, payment providers, and digital businesses detect, investigate, and stop sophisticated and previously unseen threats in milliseconds across billions of transactions. Combining adaptive machine intelligence, consortium intelligence, and emerging agentic AI capabilities, DataVisor enables organizations to modernize fraud operations, improve customer experience, and stay ahead of rapidly evolving financial crime. DataVisor is trusted by leading financial institutions, payment innovators, Fortune 500 enterprises, and digital businesses worldwide.