Gain better visibility into deposits, including mobile remote deposit capture, by processing all signals and assessing risk instantly. Allow good customers to instantly access funds without exposing your financial institution to check kiting, duplicate deposit fraud, check floating, and more.
Prevent third-party check fraud by holistically analyzing user activity and blocking compromised accounts before the damage happens. Protect your customers, minimize dispute costs, and stop losses associated with check washing, counterfeits, check cooking, alterations, and scams.
Fully leverage remote deposit capture (mRDC and RDC) software signals in real-time by seamlessly importing outputs into DataVisor’s Feature Platform. Supplement remote deposit signals with payor/payee account data, device and behavior intelligence, and previous manual review feedback to stop more check fraud before funds are released.
Segment customer accounts by risk levels, and set differentiated permissions for remote deposit capture use. Set a maximum dollar value for deposits to new accounts, accounts with previous incidents of abuse, or suspected mule accounts in a no-code rule environment that puts your team in control.
Automatically reject fraudulent check deposits based on the number of checks issued in set periods of time or cumulative dollar amounts with Rules Engine. Tailor fund availability policies to each account’s risk profile, transaction amounts, and other circumstances that might signal a higher likelihood of fraud.
Prevent fake and synthetic onboardings and identify high-risk applicants in card, loan, and BNPL products.
Leverage machine learning, rules, and device and behavioral intelligence to make better decisions in real time that block bad payments and first-party fraud without adding friction for good customers.
Combat financial crime in electronic fund transfers with precision and agility. Control risk, deploy real-time payment channels quickly, and exceed your customers’ expectations with DataVisor.