Enable instant payments, onboardings, and decisions without compromising safety. Scale infinitely with 15K+ transactions per second and < 200 ms latency.
Simplify your fraud and risk management tech stack and reduce silos between business units. Manage all of your credit union’s financial crime needs in a single, extensible platform.
Minimize the time to value with fast and seamless integration with your existing infrastructure, and deploy new strategies to respond to emerging risks with agility.
ACH and Wire Fraud
Combat financial crime in electronic fund transfers.
Protect Zelle®, ACH, RTP®, and wire transfers, and deploy real-time channels without losing revenue or consumer trust to unauthorized transactions and socially-engineered payment scams. Allow good customers to instantly access deposits without exposing your credit union to kiting schemes.
Block bad payments and reduce false declines.
Monitor transactions in real-time to prevent fraud in card-present and card-not-present scenarios, and reduce false positives and unnecessary disputes. Identify abusive customers before first-party fraud losses materialize and deploy benefits to attract and retain good customers.
Stop first and third-party check and deposit fraud.
Monitor incoming deposits, including remote deposit capture (RDC), instantly assess risk, and implement differentiated fund availability policies for each account. Holistically analyze users’ activity to detect compromised accounts and block them before fraudsters consummate their attacks.
Balance risk in account onboardings and loan applications.
Stop downstream losses from fake and synthetic accounts and identify high-risk applicants in cards and loans. Enable safe and seamless account creations, loan applications, identity verifications, and KYC/KYB processes with DataVisor.
Block account takeover attempts before they materialize.
Prevent compromised accounts from resulting in downstream damage and minimize the friction for good users. Surface the stealthiest ATO patterns before they materialize to protect your firm and customers’ resources.
Manage BSA/AML programs and limit risk exposure.
Stay ahead of financial crime and balance risk exposure and compliance efforts with modern AML technology. Manage money laundering alerts, manage cases, and automate reporting in a single risk management hub that drives efficiency.