What’s New in 3D Secure 2.0?

3D Secure 2.0 updates the original protocol to accommodate new payment channels and advancements in digital security, and enable a better customer experience.

Read this guide to learn:

  • What’s new in 3D Secure 2.0 — and why it matters
  • How the transaction flow works in 3D Secure 2.0, step-by-step
  • How 3D Secure 2.0 improves the customer experience while reducing fraud risk
  • How AI-powered fraud & risk platform provides 10X more data, enabling 3D Secure 2.0 to approve more good customers

Get the Complimentary Guide

Protocols for authenticating online credit card transactions are continually evolving as new technology becomes available — and 3D Secure 2.0 offers additional protections for consumers, card issuers, and merchants. It takes into account new payment channels, advancements in digital security, and the requirement for a seamless customer experience. In this helpful overview, you’ll learn what’s new in 3D Secure 2.0, why it matters and how it can help your organization reduce fraud risk and approve more transactions while eliminating friction for legitimate customers.


Ted Josephson
Vice President of Consumer Bank Fraud and Credit Strategy
Synchrony Financial
Tanna P. Faulkner
SVP Digital Channels and Sales
Data Center Inc

Trusted by Leading Brands

About DataVisor

DataVisor is the leading fraud and risk management platform powered by transformational AI technology. Using proprietary machine learning algorithms, DataVisor restores trust in digital commerce by enabling organizations to proactively detect and act on fast-evolving fraud patterns, and prevent future attacks before they happen. Combining advanced analytics and an intelligence network of more than 4B global user accounts, DataVisor protects against financial losses and reputational damage across a variety of industries, including financial services, insurance, marketplaces, ecommerce, and internet platforms.